We think everyone should have enough money to meet basic needs and dreams. Good news! There is always a last resort called friends & family. At some point everyone asked relatives or friends for money. Our goal is to enable communities to finance members in need. In the Siva Universe the community is the source of funds, and the credit score is defined by the trusting bonds. Siva is in the intersection of P2P lending and project crowdfunding.
We want to empower communities, families and close people to support each other’s goals and objectives using an infrastructure that takes the management of personal loans onto a whole new level, where the verbal agreements are substituted with a human-centered designed digital platform.
A seamless platform. Make an agreement
Direct Loans – a communal loan where N members contribute to the needs of one member
Lending Circles – a product offering where N customers are making monthly contributions and create a common pull of resources available to the N members upon need / request.
With our app you may create and manage lending circles and p2p loans. Your payments will soon be done automatically using your credit card or WePay account.